---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-23-031659"
form_type: "8-K"
ticker: "RSSS"
cik: "0001386301"
company_name: "Research Solutions, Inc."
filed_at: "2023-03-13T23:59:59+00:00"
generated_at: "2026-06-18T04:17:39.271563+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Research Solutions discloses near-total deposit exposure to SVB; no borrowings outstanding

## Summary
- Maintains at least 85% of total deposit accounts at Silicon Valley Bank per loan covenant.
- No outstanding borrowings under SVB loan agreement as of March 10, 2023.
- FDIC guarantees full access to all deposits starting March 13, 2023; no immediate loss expected.
- Company evaluating future availability of revolving credit facilities following SVB receivership.

## SEC filing metadata
- accession: 0001104659-23-031659
- form_type: 8-K
- ticker: RSSS
- cik: 0001386301
- company_name: Research Solutions, Inc.
- filed_at: 2023-03-13T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 7.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1386301/000110465923031659/0001104659-23-031659-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1386301/000110465923031659/tm239384d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-23-031659
- JSON: https://secwatch.observer/filing/0001104659-23-031659.json
- Plain text: https://secwatch.observer/filing/0001104659-23-031659.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.