---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-23-031722"
form_type: "8-K"
ticker: "MBIN"
cik: "0001629019"
company_name: "Merchants Bancorp"
filed_at: "2023-03-13T23:59:59+00:00"
generated_at: "2026-06-18T04:29:27.426393+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Merchants Bancorp confirms strong liquidity; $3.1B unused borrowing capacity

## Summary
- Unused borrowing capacity of $3.1B with FHLB and Fed discount window as of Dec 31, 2022.
- Liquid assets plus borrowing capacity equal 54% of $12.6B total assets.
- 93% of loan portfolio and 79% of investment securities reprice within 30 days.
- Accumulated Other Comprehensive Losses only $10.5M, under 1% of total investment securities.
- Offers depositors up to $100M FDIC protection via Insured Cash Sweep program.

## SEC filing metadata
- accession: 0001104659-23-031722
- form_type: 8-K
- ticker: MBIN
- cik: 0001629019
- company_name: Merchants Bancorp
- filed_at: 2023-03-13T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1629019/000110465923031722/0001104659-23-031722-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1629019/000110465923031722/tm239415d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-23-031722
- JSON: https://secwatch.observer/filing/0001104659-23-031722.json
- Plain text: https://secwatch.observer/filing/0001104659-23-031722.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.