{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-23-047291","form_type":"8-K","ticker":"GSBC","cik":"0000854560","company_name":"GREAT SOUTHERN BANCORP, INC.","filed_at":"2023-04-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:42.441348+00:00","generated_at":"2026-06-16T23:08:58.722160+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Great Southern Q1 EPS $1.67 beats $1.30 YoY; net income $20.5M, NIM 3.99%","bullets":["Net income $20.5M ($1.67 diluted EPS) vs $17.0M ($1.30) in Q1 2022; annualized ROAA 1.43%, ROAE 14.88%.","Net interest income rose 22.9% to $53.2M; net interest margin expanded 56 bps to 3.99%.","Provision for credit losses was $674K (vs $193K credit in prior year); non-interest expense up $3.2M to $34.5M.","Non-performing assets declined to $3.0M (0.05% of assets); tangible common equity ratio improved to 9.5%.","Uninsured deposits ~14% of total; secured borrowing capacity over $1.8B; capital ratios well above well-capitalized thresholds."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-23-047291","json":"https://secwatch.observer/filing/0001104659-23-047291.json","markdown":"https://secwatch.observer/filing/0001104659-23-047291.md","text":"https://secwatch.observer/filing/0001104659-23-047291.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/854560/000110465923047291/0001104659-23-047291-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/854560/000110465923047291/tm2313167d2_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T23:08:58.722160+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"7897d34d71151a8030d4eb7a6531652240408d04","claim":"GREAT SOUTHERN BANCORP, INC. reported the three months ended March 31, 2023 results: revenue Net interest income ... $53.2 million, net income $20.5 million net income, EPS $1.67 per diluted common share.","evidence_excerpt":"tangible capital ratio increased to 9.5%. · Net Interest Income : Net interest income for the first quarter of 2023 increased $9.9 million (or approximately 22.9%) to $53.2 million compared to $43.3 million for the first quarter of 2022. Net interest margin was 3.99% for the quarter ended March 31, 2023, compared to 3.43% for the quarter ended March 31,","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/854560/000110465923047291/0001104659-23-047291-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended March 31, 2023"},{"label":"Revenue","value":"Net interest income ... $53.2 million"},{"label":"Net income","value":"$20.5 million net income"},{"label":"EPS","value":"$1.67 per diluted common share"},{"label":"Result","value":"preliminary results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}