{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-23-050336","form_type":"8-K","ticker":"QCRH","cik":"0000906465","company_name":"QCR HOLDINGS INC","filed_at":"2023-04-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:42.740208+00:00","generated_at":"2026-06-16T15:01:16.324164+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"QCR Holdings Q1 net income $27.2M, diluted EPS $1.60; adjusted EPS $1.65","bullets":["Net income $27.2M ($1.60 diluted EPS) vs $30.9M ($1.81) in Q4 2022; adjusted net income $28.0M ($1.65).","Capital markets revenue from swap fees surged 50% to $17.0M; total noninterest income up 22% to $25.8M.","Net interest margin (TEY) fell to 3.52% from 3.93% QoQ; adjusted NIM TEY declined 14 bps to 3.47%.","Nonperforming assets rose to $23.0M (0.29% of assets) from $8.9M due to one credit moved to nonaccrual.","Loan growth guided to 0-5% annualized in Q2 net of planned securitization; TCE ratio improved to 8.21%."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-23-050336","json":"https://secwatch.observer/filing/0001104659-23-050336.json","markdown":"https://secwatch.observer/filing/0001104659-23-050336.md","text":"https://secwatch.observer/filing/0001104659-23-050336.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/906465/000110465923050336/0001104659-23-050336-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/906465/000110465923050336/tm2313590d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T15:01:16.324164+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"ad5e7e8dbb626ea0034965491c5530d93fdd47de","claim":"QCR HOLDINGS INC reported the quarter ended March 31, 2023 results: net income $27.2 million, EPS $1.60 per diluted share. Guidance raised.","evidence_excerpt":"Moline, IL, April 26, 2023 – QCR Holdings, Inc. (NASDAQ: QCRH) (the “Company”) today announced net income of $27.2 million and diluted earnings per share (“EPS”) of $1.60 for the first quarter of 2023, compared to net income of $30.9 million and diluted EPS of $1.81 for the fourth quarter of 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/906465/000110465923050336/0001104659-23-050336-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2023"},{"label":"Net income","value":"$27.2 million"},{"label":"EPS","value":"$1.60 per diluted share"},{"label":"Guidance","value":"raised"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}