{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-23-051401","form_type":"8-K","ticker":"SHBI","cik":"0001035092","company_name":"SHORE BANCSHARES INC","filed_at":"2023-04-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:37.697355+00:00","generated_at":"2026-06-16T07:46:20.014816+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Shore Bancshares Q1 net income $6.5M ($0.32 EPS); deposits stable; TCFC merger on track","bullets":["Net income of $6.457M ($0.32 diluted EPS) vs. $8.407M ($0.42) in Q4 2022 and $5.613M ($0.28) in Q1 2022.","Adjusted net income (ex-merger costs) $6.959M ($0.35 EPS); net interest income $25.7M, NIM 3.18%.","Total deposits decreased less than 1% from Dec 31, 2022; FHLB borrowings increased $91.6M to manage liquidity.","Pending TCFC merger expected to close on or about July 1, 2023; all bank regulatory approvals received.","Nonperforming assets fell to $2.7M from $3.9M; provision for credit losses $1.2M on loan growth of $112.6M."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-23-051401","json":"https://secwatch.observer/filing/0001104659-23-051401.json","markdown":"https://secwatch.observer/filing/0001104659-23-051401.md","text":"https://secwatch.observer/filing/0001104659-23-051401.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1035092/000110465923051401/0001104659-23-051401-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1035092/000110465923051401/tm2314011d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T07:46:20.014816+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}