{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-23-056613","form_type":"8-K","ticker":"UBCP","cik":"0000731653","company_name":"UNITED BANCORP INC /OH/","filed_at":"2023-05-05T23:59:59+00:00","discovered_at":"2026-05-14T18:03:42.107061+00:00","generated_at":"2026-06-15T18:36:39.301971+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"United Bancorp Q1 EPS $0.33 (+10% YoY); net interest margin expands to 3.75%","bullets":["Net income $1.889M vs $1.751M YoY; diluted EPS $0.33 vs $0.30.","Net interest income up 16.6%; net interest margin 3.75% (+30bps YoY).","Total assets $847.5M (+15.6% YoY); deposits $653.4M (+6.7%).","Nonaccrual/past-due loans $529k (0.11% of gross loans), down 87% YoY.","Regular dividend $0.1625 plus special $0.15; forward yield 5.52%."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-23-056613","json":"https://secwatch.observer/filing/0001104659-23-056613.json","markdown":"https://secwatch.observer/filing/0001104659-23-056613.md","text":"https://secwatch.observer/filing/0001104659-23-056613.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/731653/000110465923056613/0001104659-23-056613-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/731653/000110465923056613/tm2314773d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-15T18:36:39.301971+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"025400bf4233e466c2aba6763af631aaf506e119","claim":"UNITED BANCORP INC /OH/ reported three months ended March 31, 2023 results: net income $1,889,000, EPS $0.33.","evidence_excerpt":"United Bancorp, Inc. (NASDAQ: UBCP) reported diluted earnings per share of $0.33 and net income of $1,889,000 for the three months ended March 31, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/731653/000110465923056613/0001104659-23-056613-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"three months ended March 31, 2023"},{"label":"Net income","value":"$1,889,000"},{"label":"EPS","value":"$0.33"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}