secwatch.observer — SEC 8-K summary
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Issuer:     UNITED BANCORP INC /OH/ (UBCP)
CIK:        0000731653
Form:       8-K
Filed at:   2023-05-05T23:59:59+00:00
Accession:  0001104659-23-056613
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

United Bancorp Q1 EPS $0.33 (+10% YoY); net interest margin expands to 3.75%
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- Net income $1.889M vs $1.751M YoY; diluted EPS $0.33 vs $0.30.
- Net interest income up 16.6%; net interest margin 3.75% (+30bps YoY).
- Total assets $847.5M (+15.6% YoY); deposits $653.4M (+6.7%).
- Nonaccrual/past-due loans $529k (0.11% of gross loans), down 87% YoY.
- Regular dividend $0.1625 plus special $0.15; forward yield 5.52%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/731653/000110465923056613/0001104659-23-056613-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/731653/000110465923056613/tm2314773d1_8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-23-056613

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer