{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-23-061433","form_type":"8-K","ticker":null,"cik":"0001711291","company_name":"CURO Group Holdings Corp.","filed_at":"2023-05-16T23:59:59+00:00","discovered_at":"2026-05-14T18:03:40.164043+00:00","generated_at":"2026-06-14T23:51:00.956072+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"CURO closes $150M term loan at 18% interest and exchanges $682M existing notes for new 1.5 lien notes","bullets":["Entered $150M First Lien Credit Agreement with 18% interest, maturing Aug 2027; proceeds used to repay prior credit facility.","Exchanged $682.3M (68.2%) of existing 7.5% Senior Secured Notes for new 7.5% Senior 1.5 Lien Secured Notes due 2028.","Canada SPV Facility provides C$110M initial borrowing capacity, secured by receivables, maturity 2025.","Maintain minimum liquidity of $75M until Sep 2024, then $60M; minimum adjusted pre-tax income required.","Amendments to other SPV credit facilities remove need for prior waivers on financial covenants."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-23-061433","json":"https://secwatch.observer/filing/0001104659-23-061433.json","markdown":"https://secwatch.observer/filing/0001104659-23-061433.md","text":"https://secwatch.observer/filing/0001104659-23-061433.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1711291/000110465923061433/0001104659-23-061433-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1711291/000110465923061433/tm2315530d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-14T23:51:00.956072+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"178b36ecb8d12b57d56c323911feb0454e4211a1","claim":"CURO Group Holdings Corp. incurred term loan of $150,000,000 with the Holders, as lenders at 18.00% per annum maturing August 2, 2027.","evidence_excerpt":"the Lenders have made credit extensions of $150,000,000 in the form of Term Loans to the Company, subject to the terms and conditions of the Credit Agreement.","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1711291/000110465923061433/0001104659-23-061433-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"term loan"},{"label":"Principal","value":"$150,000,000"},{"label":"Counterparty","value":"the Holders, as lenders"},{"label":"Rate","value":"18.00% per annum"},{"label":"Maturity","value":"August 2, 2027"},{"label":"Event","value":"incurrence"}],"fact_type":"debt_financing"},{"claim_id":"ae1b494ef9d35d69d90e993f2a1c3aad9aee2e94","claim":"CURO Group Holdings Corp. incurred senior notes of $16,380,000 with certain Holders at 18.00% per annum maturing the date on which the Term Loans mature.","evidence_excerpt":"bankruptcy and insolvency. Of the $150,000,000 aggregate principal amount of Term Loans provided under the Credit Agreement, a portion equal to an aggregate principal amount of $16,380,000 was funded by Curo SPV, LLC (the “CURO SPV”), a wholly-owned special purpose vehicle of the Company (the “SPV Loans”), using proceeds from a concurrent private placement issuance","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1711291/000110465923061433/0001104659-23-061433-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"senior notes"},{"label":"Principal","value":"$16,380,000"},{"label":"Counterparty","value":"certain Holders"},{"label":"Rate","value":"18.00% per annum"},{"label":"Maturity","value":"the date on which the Term Loans mature"},{"label":"Event","value":"incurrence"}],"fact_type":"debt_financing"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}