{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-23-081050","form_type":"8-K","ticker":"C","cik":"0000831001","company_name":"CITIGROUP INC","filed_at":"2023-07-14T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.752232+00:00","generated_at":"2026-06-13T08:31:24.499847+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Citi Q2 net income $2.9B, EPS $1.33; revenues down 1% YoY to $19.4B","bullets":["Net income fell 36% YoY to $2.9B; EPS of $1.33, vs $2.19 in Q2 2022.","Services revenues up 15% (TTS, Securities Services); Markets down 13%.","Net credit losses $1.5B, up 77% YoY on card loan growth normalization.","CET1 ratio 13.3% (100 bps above new requirement); returned $2B in dividends/buybacks.","Book value $97.87; tangible book value $85.34, up 6% YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-23-081050","json":"https://secwatch.observer/filing/0001104659-23-081050.json","markdown":"https://secwatch.observer/filing/0001104659-23-081050.md","text":"https://secwatch.observer/filing/0001104659-23-081050.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/831001/000110465923081050/0001104659-23-081050-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/831001/000110465923081050/c-20230714x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T08:31:24.499847+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"2a0e3ba569e7657e8254c52aec8d9959364f97f3","claim":"CITIGROUP INC reported second quarter 2023 results: revenue $19.4 billion, net income $2.9 billion, EPS $1.33 per diluted share.","evidence_excerpt":"Citigroup Inc. today reported net income for the second quarter 2023 of $2.9 billion, or $1.33 per diluted share, on revenues of $19.4 billion.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/831001/000110465923081050/0001104659-23-081050-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"second quarter 2023"},{"label":"Revenue","value":"$19.4 billion"},{"label":"Net income","value":"$2.9 billion"},{"label":"EPS","value":"$1.33 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}