---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-23-082000"
form_type: "8-K"
ticker: "BFC"
cik: "0001746109"
company_name: "Bank First Corp"
filed_at: "2023-07-18T23:59:59+00:00"
generated_at: "2026-06-13T07:08:45.213045+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Bank First Q2 net income $14.1M ($1.37 EPS); declares $0.30 dividend, up 20% YoY

## Summary
- Net income $14.1M vs $11.7M in Q2 2022; GAAP EPS $1.37 vs $1.55; adjusted EPS $1.41 vs $1.61.
- Quarterly cash dividend raised 20% to $0.30/share, payable Oct 4 to holders of record Sept 20.
- Net interest income $34.3M, up $10.8M YoY; net interest margin 3.77% vs 3.21% a year ago.
- Total assets $4.09B, up $1.13B YoY; loans $3.31B, deposits $3.41B; nonperforming assets just 0.18%.
- No provision for credit losses in Q2, compared to $4.2M in prior quarter and $0.5M in Q2 2022.

## SEC filing metadata
- accession: 0001104659-23-082000
- form_type: 8-K
- ticker: BFC
- cik: 0001746109
- company_name: Bank First Corp
- filed_at: 2023-07-18T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1746109/000110465923082000/0001104659-23-082000-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1746109/000110465923082000/tm2321402d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-23-082000
- JSON: https://secwatch.observer/filing/0001104659-23-082000.json
- Plain text: https://secwatch.observer/filing/0001104659-23-082000.txt

## Key facts
- Earnings Releases
  Bank First Corp reported financial results for the quarter ended June 30, 2023.
  - Period: the quarter ended June 30, 2023
  - Result: reported results
  source text: On July 18, 2023, Bank First Corporation (the "Company") announced its earnings for the quarter ended June 30, 2023. A copy of the press release is attached as Exhibit 99.1 to this Report on Form 8-K and is incorporated herein by reference.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1746109/000110465923082000/0001104659-23-082000-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.