---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-23-082346"
form_type: "8-K"
ticker: "GSBC"
cik: "0000854560"
company_name: "GREAT SOUTHERN BANCORP, INC."
filed_at: "2023-07-19T23:59:59+00:00"
generated_at: "2026-06-13T06:43:57.529874+00:00"
event_type: "other_material"
sentiment: "negative"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Great Southern Bancorp non-performing loans surge to $11.1M at June 30

## Summary
- Non-performing loans rose to $11.149M from $2.982M at March 31, a 274% increase.
- Gross loans declined to $4.6009B from $4.6507B, down 1.1% quarter-over-quarter.
- Commercial real estate loans decreased to $1.498B from $1.560B.
- Office portfolio weighted avg LTV 45%; retail portfolio 53-60% LTV, all pass rated.
- Multi-family real estate loans stable at $885M; construction loans up slightly to $816.7M.

## SEC filing metadata
- accession: 0001104659-23-082346
- form_type: 8-K
- ticker: GSBC
- cik: 0000854560
- company_name: GREAT SOUTHERN BANCORP, INC.
- filed_at: 2023-07-19T23:59:59+00:00
- event_type: other_material
- sentiment: negative
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 7.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/854560/000110465923082346/0001104659-23-082346-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/854560/000110465923082346/tm2321632d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-23-082346
- JSON: https://secwatch.observer/filing/0001104659-23-082346.json
- Plain text: https://secwatch.observer/filing/0001104659-23-082346.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.