{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-23-082461","form_type":"8-K","ticker":"GSBC","cik":"0000854560","company_name":"GREAT SOUTHERN BANCORP, INC.","filed_at":"2023-07-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.792713+00:00","generated_at":"2026-06-13T06:00:08.707809+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Great Southern Q2 EPS $1.52, NIM falls to 3.56%; non-performing assets rise to 0.20% of assets","bullets":["Net income $18.3M ($1.52 diluted EPS) vs $18.2M ($1.44) in Q2 2022; six-month EPS $3.19 vs $2.73.","Net interest income $48.1M (-1.4% YoY); net interest margin 3.56% vs 3.78% in prior-year quarter and 3.99% in Q1 2023.","Non-performing assets $11.2M (0.20% of total assets) vs $3.7M (0.07%) at Dec 2022; $8.6M office-building loan added.","Total stockholders' equity $546.3M ($45.64 book value); Tier 1 Leverage Ratio 10.8%, tangible capital ratio 9.4%.","Interest rate swaps reduced net interest income by $1.7M in Q2; expected $3.0M negative impact in Q3 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-23-082461","json":"https://secwatch.observer/filing/0001104659-23-082461.json","markdown":"https://secwatch.observer/filing/0001104659-23-082461.md","text":"https://secwatch.observer/filing/0001104659-23-082461.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/854560/000110465923082461/0001104659-23-082461-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/854560/000110465923082461/tm2321632d2_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T06:00:08.707809+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"c5a3c218d854bbde8dfb49b968f2c7faf1e2c462","claim":"GREAT SOUTHERN BANCORP, INC. reported the six months ended June 30, 2023 results: net income $38.8 million net income, EPS $3.19 per diluted common share.","evidence_excerpt":"Preliminary earnings for the six months ended June 30, 2023, were $3.19 per diluted common share ($38.8 million net income) compared to $2.73 per diluted common share ($35.2 million net income) for the six months ended June 30, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/854560/000110465923082461/0001104659-23-082461-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the six months ended June 30, 2023"},{"label":"Net income","value":"$38.8 million net income"},{"label":"EPS","value":"$3.19 per diluted common share"},{"label":"Result","value":"preliminary results"}],"fact_type":"earnings_release"},{"claim_id":"f48b2250936841ed1fa2210c3d565c4405f869ff","claim":"GREAT SOUTHERN BANCORP, INC. reported the quarter ended June 30, 2023 results: net income $18.3 million net income, EPS $1.52 per diluted common share.","evidence_excerpt":"On July 19, 2023, Great Southern Bancorp, Inc. issued a press release reporting preliminary financial results for the quarter ended June 30, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/854560/000110465923082461/0001104659-23-082461-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended June 30, 2023"},{"label":"Net income","value":"$18.3 million net income"},{"label":"EPS","value":"$1.52 per diluted common share"},{"label":"Result","value":"preliminary results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}