---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-23-084283"
form_type: "8-K"
ticker: "QCRH"
cik: "0000906465"
company_name: "QCR HOLDINGS INC"
filed_at: "2023-07-26T23:59:59+00:00"
generated_at: "2026-06-13T02:37:17.159384+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# QCR Holdings Q2 net income $28.4M, EPS $1.69; loan growth 12.2% annualized

## Summary
- Net income of $28.4M and diluted EPS of $1.69 for Q2 2023, vs. $27.2M and $1.60 in Q1 2023.
- Annualized loan and lease growth of 12.2%; core deposits (ex-brokered) grew 23.0% annualized.
- Capital markets revenue rose 32.1% to $22.5M; noninterest income up 25.8% to $32.5M.
- Net interest margin (TEY, non-GAAP) fell 19 bps to 3.28%; adjusted net interest income $59.6M.
- Tangible book value per share (non-GAAP) increased $1.28 (13.2% annualized); TCE ratio 8.28%.

## SEC filing metadata
- accession: 0001104659-23-084283
- form_type: 8-K
- ticker: QCRH
- cik: 0000906465
- company_name: QCR HOLDINGS INC
- filed_at: 2023-07-26T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/906465/000110465923084283/0001104659-23-084283-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/906465/000110465923084283/tm2321912d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-23-084283
- JSON: https://secwatch.observer/filing/0001104659-23-084283.json
- Plain text: https://secwatch.observer/filing/0001104659-23-084283.txt

## Key facts
- Earnings Releases
  QCR HOLDINGS INC reported the quarter ended June 30, 2023 results: net income $28.4 million, EPS $1.69 per diluted share.
  - Period: the quarter ended June 30, 2023
  - Net income: $28.4 million
  - EPS: $1.69 per diluted share
  - Result: reported results
  source text: On July 26, 2023, QCR Holdings, Inc. (the “Company”) issued a press release disclosing financial results for the quarter ended June 30, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/906465/000110465923084283/0001104659-23-084283-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.