earnings
confidence high
sentiment positive
materiality 0.65
UBCP Q2 EPS $0.40, H1 EPS $0.73 (+4.3%); net interest income +11.23% H1
UNITED BANCORP INC /OH/
2023-Q2 EPS reported
$0.73
- Q2 diluted EPS $0.40, net income $2.28M; H1 diluted EPS $0.73 (+4.3%), net income $4.168M (+3.0%).
- Net interest income increased 11.23% in H1; net interest margin 3.58% at June 30, 2023.
- Credit quality: nonaccrual and past due 30+ days loans $685K (0.15% of gross loans), down 85% YoY.
- Regular quarterly dividend raised to $0.165 (+6.5% YoY); YTD total dividend $0.4775 with special $0.15; dividend yield 6.8%.
- Total assets $830.3M, equity $58.4M; equity-to-assets 7.0%; AOCI loss $9.7M.