---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-23-096483"
form_type: "8-K"
ticker: "BFC"
cik: "0001746109"
company_name: "Bank First Corp"
filed_at: "2023-08-29T23:59:59+00:00"
generated_at: "2026-06-11T02:27:08.857538+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Bank First H1 net income $24.8M, EPS $2.46 (down 15% YoY); dividend raised 20% to $0.30

## Summary
- H1 2023 net income $24.8M vs $21.8M in H1 2022; diluted EPS $2.46 vs $2.89, impacted by $0.46/share in one-time Hometown acquisition costs.
- Quarterly dividend raised 20% to $0.30/share, payable Oct 4, 2023 to holders of record Sep 20.
- Total assets $4.09B (+38% YoY); loans $3.31B, deposits $3.41B; growth driven by Denmark and Hometown acquisitions.
- Provision for credit losses $4.2M (up from $1.7M), partly due to $3.6M provision from Hometown loan portfolio.
- Board changes: Robert Holmes retired; Timothy McFarlane elected to board and named President of Bank.

## SEC filing metadata
- accession: 0001104659-23-096483
- form_type: 8-K
- ticker: BFC
- cik: 0001746109
- company_name: Bank First Corp
- filed_at: 2023-08-29T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1746109/000110465923096483/0001104659-23-096483-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1746109/000110465923096483/tm2325063d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-23-096483
- JSON: https://secwatch.observer/filing/0001104659-23-096483.json
- Plain text: https://secwatch.observer/filing/0001104659-23-096483.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.