---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-23-097732"
form_type: "8-K"
ticker: "CAT"
cik: "0000018230"
company_name: "CATERPILLAR INC"
filed_at: "2023-09-01T23:59:59+00:00"
generated_at: "2026-06-11T00:42:17.751294+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Caterpillar enters $3.15B 364-day revolving credit facility; extends three- and five-year facilities

## Summary
- 364-Day Facility provides up to $3.15B in unsecured revolving credit, expiring August 29, 2024.
- Three-Year Facility amended to expire August 31, 2026; Five-Year Facility amended to expire August 31, 2028.
- No drawings currently outstanding under any of the credit facilities.
- Caterpillar must maintain consolidated net worth ≥ $9B; Cat Financial must maintain interest coverage >1.15x and leverage ≤10.0x.

## SEC filing metadata
- accession: 0001104659-23-097732
- form_type: 8-K
- ticker: CAT
- cik: 0000018230
- company_name: CATERPILLAR INC
- filed_at: 2023-09-01T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/18230/000110465923097732/0001104659-23-097732-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/18230/000110465923097732/tm2325071d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-23-097732
- JSON: https://secwatch.observer/filing/0001104659-23-097732.json
- Plain text: https://secwatch.observer/filing/0001104659-23-097732.txt

## Key facts
- Debt Financings
  CATERPILLAR INC incurred revolving credit of up to $3.15 billion with Citibank, N.A. maturing August 29, 2024.
  - Instrument: revolving credit
  - Principal: up to $3.15 billion
  - Counterparty: Citibank, N.A.
  - Maturity: August 29, 2024
  - Event: incurrence
  source text: which provides an unsecured revolving credit facility to the Borrowers in an aggregate amount of up to $3.15 billion (the “364-Day Aggregate Commitment”) that expires on August 29, 2024.
  evidence_url: https://www.sec.gov/Archives/edgar/data/18230/000110465923097732/0001104659-23-097732-index.htm
- Material Agreements
  CATERPILLAR INC amended Three-Year Facility Amendment with Caterpillar Inc. valued at Amendment extending expiration date to August 31, 2026 (effective 2023-08-31).
  - Action: amendment
  - Agreement: credit facility
  - Counterparty: Caterpillar Inc.
  - Value: Amendment extending expiration date to August 31, 2026
  - Effective: 2023-08-31
  source text: On August 31, 2023, Caterpillar entered into (i) Amendment No. 1 to Third Amended and Restated Credit Agreement (Three-Year Facility), dated August 31, 2023 (the "Three-Year Facility Amendment"), which amended the Third Amended and Restated Credit Agreement (Three-Year Facility) dated September 1, 2022 (the "Three-Year Facility")
  evidence_url: https://www.sec.gov/Archives/edgar/data/18230/000110465923097732/0001104659-23-097732-index.htm
- Material Agreements
  CATERPILLAR INC entered into 364-Day Facility with Citibank, N.A., Citibank Europe PLC, UK Branch, MUFG Bank, Ltd. valued at $3.15 billion unsecured revolving credit facility expiring August 29, 2024 (effective 2023-08-31).
  - Action: entry
  - Agreement: credit facility
  - Counterparty: Citibank, N.A., Citibank Europe PLC, UK Branch, MUFG Bank, Ltd.
  - Value: $3.15 billion unsecured revolving credit facility expiring August 29, 2024
  - Effective: 2023-08-31
  source text: On August 31, 2023, Caterpillar Inc. ("Caterpillar") entered into a Credit Agreement (the "364-Day Facility") among Caterpillar, Caterpillar Financial Services Corporation ("Cat Financial"), Caterpillar International Finance Designated Activity Company ("CIF") and Caterpillar Finance Kabushiki Kaisha ("CFKK" and, together with Caterpillar, Cat Financial and CIF, the "Borrowers"), certain financial institutions named therein (the "Banks"), Citibank, N.A. (the "Agent"), Citibank Europe PLC, UK Branch (the "Local Currency Agent"), and MUFG Bank, Ltd. (the "Japan Local Currency Agent"), which provides an unsecured revolving credit facility to the Borrowers in an aggregate amount of up to $3.15 billion (the "364-Day Aggregate Commitment") that expires on August 29, 2024.
  evidence_url: https://www.sec.gov/Archives/edgar/data/18230/000110465923097732/0001104659-23-097732-index.htm
- Material Agreements
  CATERPILLAR INC amended Five-Year Facility Amendment with Caterpillar Inc. valued at Amendment extending expiration date to August 31, 2028 (effective 2023-08-31).
  - Action: amendment
  - Agreement: credit facility
  - Counterparty: Caterpillar Inc.
  - Value: Amendment extending expiration date to August 31, 2028
  - Effective: 2023-08-31
  source text: ̈ Item 1.01 Entry into a Material Definitive Agreement Creation of Revolving Credit Facilities On August 31, 2023, Caterpillar Inc. (“Caterpillar”) entered into a Credit Agreement (the “364-Day Facility”) among Caterpillar, Caterpillar Financial
  evidence_url: https://www.sec.gov/Archives/edgar/data/18230/000110465923097732/0001104659-23-097732-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.