---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-23-097738"
form_type: "8-K"
ticker: "FHB"
cik: "0000036377"
company_name: "FIRST HAWAIIAN, INC."
filed_at: "2023-09-01T23:59:59+00:00"
generated_at: "2026-06-11T00:48:24.558085+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# FHB reports Q2 net income $62.4M, EPS $0.49; discloses Maui wildfire loan exposure

## Summary
- Q2 2023 net income $62.4M ($0.49 diluted EPS); NIM fell 20 bps to 2.91%.
- Loans grew $141.6M to $14.36B; deposits declined $203.3M to $21.08B; cost of deposits 1.11%.
- Maui real estate-secured loans total $1.63B; $92.2M in Lahaina, $32.2M in Kula; 6-month deferrals offered.
- Credit quality strong: NCOs 0.04% annualized YTD; NPAs+90s/loans+OREO 0.08%.
- CET1 ratio 12.05%; dividend maintained at $0.26/share; no share repurchases in 1H 2023.

## SEC filing metadata
- accession: 0001104659-23-097738
- form_type: 8-K
- ticker: FHB
- cik: 0000036377
- company_name: FIRST HAWAIIAN, INC.
- filed_at: 2023-09-01T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/36377/000110465923097738/0001104659-23-097738-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/36377/000110465923097738/tm2325338d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-23-097738
- JSON: https://secwatch.observer/filing/0001104659-23-097738.json
- Plain text: https://secwatch.observer/filing/0001104659-23-097738.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.