secwatch.observer — SEC 8-K summary
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Issuer:     FIRST HAWAIIAN, INC. (FHB)
CIK:        0000036377
Form:       8-K
Filed at:   2023-09-01T23:59:59+00:00
Accession:  0001104659-23-097738
Event type: other_material
Sentiment:  neutral
Materiality: 0.60
Item codes: 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

FHB reports Q2 net income $62.4M, EPS $0.49; discloses Maui wildfire loan exposure
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- Q2 2023 net income $62.4M ($0.49 diluted EPS); NIM fell 20 bps to 2.91%.
- Loans grew $141.6M to $14.36B; deposits declined $203.3M to $21.08B; cost of deposits 1.11%.
- Maui real estate-secured loans total $1.63B; $92.2M in Lahaina, $32.2M in Kula; 6-month deferrals offered.
- Credit quality strong: NCOs 0.04% annualized YTD; NPAs+90s/loans+OREO 0.08%.
- CET1 ratio 12.05%; dividend maintained at $0.26/share; no share repurchases in 1H 2023.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/36377/000110465923097738/0001104659-23-097738-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/36377/000110465923097738/tm2325338d1_8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-23-097738

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