{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-23-109949","form_type":"8-K","ticker":"GSBC","cik":"0000854560","company_name":"GREAT SOUTHERN BANCORP, INC.","filed_at":"2023-10-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:32.160882+00:00","generated_at":"2026-06-09T21:26:03.480718+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Great Southern Q3 EPS $1.33, down 8.9% YoY; net interest margin contracts","bullets":["Q3 diluted EPS $1.33 vs $1.46 YoY; net income $15.9M vs $18.1M.","Net interest income fell 11.6% to $46.7M; margin 3.43% vs 3.96%.","Non-performing assets rose to $10.9M (0.19% assets) from $3.7M on a $8.6M office loan.","Interest rate swaps reduced income $2.7M in Q3; Q4 expected negative impact ~$3.7M.","Capital strong: Tier 1 Leverage 11.0%, TCE 9.1%; uninsured deposits 16% of 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Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}