secwatch.observer — SEC 8-K summary
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Issuer:     GREAT SOUTHERN BANCORP, INC. (GSBC)
CIK:        0000854560
Form:       8-K
Filed at:   2023-10-19T23:59:59+00:00
Accession:  0001104659-23-109949
Event type: earnings
Sentiment:  negative
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Great Southern Q3 EPS $1.33, down 8.9% YoY; net interest margin contracts
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- Q3 diluted EPS $1.33 vs $1.46 YoY; net income $15.9M vs $18.1M.
- Net interest income fell 11.6% to $46.7M; margin 3.43% vs 3.96%.
- Non-performing assets rose to $10.9M (0.19% assets) from $3.7M on a $8.6M office loan.
- Interest rate swaps reduced income $2.7M in Q3; Q4 expected negative impact ~$3.7M.
- Capital strong: Tier 1 Leverage 11.0%, TCE 9.1%; uninsured deposits 16% of total.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/854560/000110465923109949/0001104659-23-109949-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/854560/000110465923109949/tm2328717d1_8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-23-109949

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer