{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-23-111427","form_type":"8-K","ticker":"QCRH","cik":"0000906465","company_name":"QCR HOLDINGS INC","filed_at":"2023-10-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:32.350356+00:00","generated_at":"2026-06-09T12:52:25.546428+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"QCR Holdings Q3 net income $25.1M, EPS $1.49; loan growth 14.2% annualized","bullets":["Net income $25.1M ($1.49 diluted EPS) vs $28.4M ($1.69) in Q2; adjusted EPS $1.51.","Net interest income $55.3M (+3.9% linked quarter); NIM (TEY) 3.31% up 2 bps; adjusted NIM static at 3.28%.","Capital markets revenue $15.6M (down from $22.5M in Q2); wealth management $3.8M.","Loans grew $227M (14.2% annualized); core deposits stable; NPAs $34.7M (0.41% of assets).","Q4 loan growth guidance 9-12% annualized; two LIHTC securitizations (~$265M) expected close by end of Nov."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-23-111427","json":"https://secwatch.observer/filing/0001104659-23-111427.json","markdown":"https://secwatch.observer/filing/0001104659-23-111427.md","text":"https://secwatch.observer/filing/0001104659-23-111427.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/906465/000110465923111427/0001104659-23-111427-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/906465/000110465923111427/tm2328995d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T12:52:25.546428+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"d3993d3b2f0d2727e8dc9dd9277b2724eaf26780","claim":"QCR HOLDINGS INC reported third quarter of 2023 results: net income $25.1 million, EPS $1.49 per diluted share.","evidence_excerpt":"QCR Holdings, Inc. (the \"Company\") issued a press release disclosing financial results for the quarter ended September 30, 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/906465/000110465923111427/0001104659-23-111427-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"third quarter of 2023"},{"label":"Net income","value":"$25.1 million"},{"label":"EPS","value":"$1.49 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}