---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-23-111427"
form_type: "8-K"
ticker: "QCRH"
cik: "0000906465"
company_name: "QCR HOLDINGS INC"
filed_at: "2023-10-25T23:59:59+00:00"
generated_at: "2026-06-09T12:52:25.546428+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# QCR Holdings Q3 net income $25.1M, EPS $1.49; loan growth 14.2% annualized

## Summary
- Net income $25.1M ($1.49 diluted EPS) vs $28.4M ($1.69) in Q2; adjusted EPS $1.51.
- Net interest income $55.3M (+3.9% linked quarter); NIM (TEY) 3.31% up 2 bps; adjusted NIM static at 3.28%.
- Capital markets revenue $15.6M (down from $22.5M in Q2); wealth management $3.8M.
- Loans grew $227M (14.2% annualized); core deposits stable; NPAs $34.7M (0.41% of assets).
- Q4 loan growth guidance 9-12% annualized; two LIHTC securitizations (~$265M) expected close by end of Nov.

## SEC filing metadata
- accession: 0001104659-23-111427
- form_type: 8-K
- ticker: QCRH
- cik: 0000906465
- company_name: QCR HOLDINGS INC
- filed_at: 2023-10-25T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/906465/000110465923111427/0001104659-23-111427-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/906465/000110465923111427/tm2328995d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-23-111427
- JSON: https://secwatch.observer/filing/0001104659-23-111427.json
- Plain text: https://secwatch.observer/filing/0001104659-23-111427.txt

## Key facts
- Earnings Releases
  QCR HOLDINGS INC reported third quarter of 2023 results: net income $25.1 million, EPS $1.49 per diluted share.
  - Period: third quarter of 2023
  - Net income: $25.1 million
  - EPS: $1.49 per diluted share
  - Result: reported results
  source text: QCR Holdings, Inc. (the "Company") issued a press release disclosing financial results for the quarter ended September 30, 2023
  evidence_url: https://www.sec.gov/Archives/edgar/data/906465/000110465923111427/0001104659-23-111427-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.