secwatch.observer — SEC 8-K summary
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Issuer:     QCR HOLDINGS INC (QCRH)
CIK:        0000906465
Form:       8-K
Filed at:   2023-10-25T23:59:59+00:00
Accession:  0001104659-23-111427
Event type: earnings
Sentiment:  neutral
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

QCR Holdings Q3 net income $25.1M, EPS $1.49; loan growth 14.2% annualized
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- Net income $25.1M ($1.49 diluted EPS) vs $28.4M ($1.69) in Q2; adjusted EPS $1.51.
- Net interest income $55.3M (+3.9% linked quarter); NIM (TEY) 3.31% up 2 bps; adjusted NIM static at 3.28%.
- Capital markets revenue $15.6M (down from $22.5M in Q2); wealth management $3.8M.
- Loans grew $227M (14.2% annualized); core deposits stable; NPAs $34.7M (0.41% of assets).
- Q4 loan growth guidance 9-12% annualized; two LIHTC securitizations (~$265M) expected close by end of Nov.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/906465/000110465923111427/0001104659-23-111427-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/906465/000110465923111427/tm2328995d1_8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-23-111427

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer