---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-23-111756"
form_type: "8-K"
ticker: "PFSI"
cik: "0001745916"
company_name: "PennyMac Financial Services, Inc."
filed_at: "2023-10-26T23:59:59+00:00"
generated_at: "2026-06-09T08:40:37.617733+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# PennyMac Q3 net income $92.9M ($1.77/sh); book value grows 3% to $71.56

## Summary
- Net income $92.9M, diluted EPS $1.77, revenue $400.3M; pretax income $126.8M (+74% QoQ).
- Servicing segment pretax $101.2M; servicing portfolio $589.4B UPB (up 2% QoQ).
- Production segment pretax $25.2M; total loan acquisitions $25.1B UPB.
- Dividend declared $0.20/share, payable Nov 22 to holders of record Nov 13.
- After quarter-end, issued $125M term loan (Series 2023-GTL2) secured by Ginnie Mae MSRs.

## SEC filing metadata
- accession: 0001104659-23-111756
- form_type: 8-K
- ticker: PFSI
- cik: 0001745916
- company_name: PennyMac Financial Services, Inc.
- filed_at: 2023-10-26T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 1.01, 2.02, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1745916/000110465923111756/0001104659-23-111756-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1745916/000110465923111756/tm2329187d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-23-111756
- JSON: https://secwatch.observer/filing/0001104659-23-111756.json
- Plain text: https://secwatch.observer/filing/0001104659-23-111756.txt

## Key facts
- Debt Financings
  PennyMac Financial Services, Inc. incurred term loan of $125 million with Atlas Securitized Products, L.P. at a rate reflective of the current market based on a spread above the Secured Over maturing October 25, 2028.
  - Instrument: term loan
  - Principal: $125 million
  - Counterparty: Atlas Securitized Products, L.P.
  - Rate: a rate reflective of the current market based on a spread above the Secured Over
  - Maturity: October 25, 2028
  - Event: incurrence
  source text: y and among Issuer Trust, as issuer, PLS, as administrator and servicer, Atlas Securitized Products, L.P., as administrative agent (“Atlas”), and the syndicated lenders party thereto (the “Series 2023-GTL2 Loan Agreement”), related to the servicing spread.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1745916/000110465923111756/0001104659-23-111756-index.htm
- Earnings Releases
  PennyMac Financial Services, Inc. reported financial results for the fiscal quarter ended September 30, 2023.
  - Period: the fiscal quarter ended September 30, 2023
  - Result: reported results
  source text: On October 26, 2023, the Company issued a press release and a slide presentation announcing its financial results for the fiscal quarter ended September 30, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1745916/000110465923111756/0001104659-23-111756-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.