{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-23-113315","form_type":"8-K","ticker":"UBCP","cik":"0000731653","company_name":"UNITED BANCORP INC /OH/","filed_at":"2023-11-01T23:59:59+00:00","discovered_at":"2026-05-14T18:03:31.859382+00:00","generated_at":"2026-06-09T03:33:29.581085+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"United Bancorp Q3 EPS $0.42, net income up 3.9% YoY; nine-month EPS $1.15, up 5%","bullets":["Q3 2023 diluted EPS $0.42 vs $0.40 prior year; net income $2.392M, up $89K or 3.9%.","Nine-month 2023 diluted EPS $1.15 vs $1.10; net income $6.560M, up $209K or 3.3%.","Net interest margin improved 3 bps to 3.63% YoY; net interest income up $197K (3.1%) for Q3.","Total nonaccrual loans and past due 30+ days were $709K (0.15% of loans), down 84% YoY.","Q3 regular dividend $0.1675 (up 6.3% YoY); YTD total dividend $0.6450 including $0.15 special; dividend yield 7.10%."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-23-113315","json":"https://secwatch.observer/filing/0001104659-23-113315.json","markdown":"https://secwatch.observer/filing/0001104659-23-113315.md","text":"https://secwatch.observer/filing/0001104659-23-113315.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/731653/000110465923113315/0001104659-23-113315-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/731653/000110465923113315/tm2329552d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T03:33:29.581085+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"8be7b81976cd6d244e6544347277498aaa01f0e1","claim":"UNITED BANCORP INC /OH/ reported nine months ended September 30, 2023 results: net income $6,560,000, EPS $1.15.","evidence_excerpt":"For the first nine months of the current year, UBCP reported diluted earnings per share of $1.15 and net income of $6,560,000.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/731653/000110465923113315/0001104659-23-113315-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"nine months ended September 30, 2023"},{"label":"Net income","value":"$6,560,000"},{"label":"EPS","value":"$1.15"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"c339dfbc0164feb82b4316b385faa4f567d6897f","claim":"UNITED BANCORP INC /OH/ reported three months ended September 30, 2023 results: net income $2,392,000, EPS $0.42.","evidence_excerpt":"United Bancorp, Inc. (NASDAQ: UBCP) reported diluted earnings per share of $0.42 and net income of $2,392,000 for the three months ended September 30, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/731653/000110465923113315/0001104659-23-113315-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"three months ended September 30, 2023"},{"label":"Net income","value":"$2,392,000"},{"label":"EPS","value":"$0.42"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}