secwatch.observer — SEC 8-K summary
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Issuer:     UNITED BANCORP INC /OH/ (UBCP)
CIK:        0000731653
Form:       8-K
Filed at:   2023-11-01T23:59:59+00:00
Accession:  0001104659-23-113315
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

United Bancorp Q3 EPS $0.42, net income up 3.9% YoY; nine-month EPS $1.15, up 5%
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- Q3 2023 diluted EPS $0.42 vs $0.40 prior year; net income $2.392M, up $89K or 3.9%.
- Nine-month 2023 diluted EPS $1.15 vs $1.10; net income $6.560M, up $209K or 3.3%.
- Net interest margin improved 3 bps to 3.63% YoY; net interest income up $197K (3.1%) for Q3.
- Total nonaccrual loans and past due 30+ days were $709K (0.15% of loans), down 84% YoY.
- Q3 regular dividend $0.1675 (up 6.3% YoY); YTD total dividend $0.6450 including $0.15 special; dividend yield 7.10%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/731653/000110465923113315/0001104659-23-113315-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/731653/000110465923113315/tm2329552d1_8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-23-113315

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