{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-23-114035","form_type":"8-K","ticker":"CARV","cik":"0001016178","company_name":"CARVER BANCORP INC","filed_at":"2023-11-03T23:59:59+00:00","discovered_at":"2026-05-14T18:03:27.879253+00:00","generated_at":"2026-06-08T21:49:55.204853+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Carver Bancorp interim CEO highlights strong capital, growth in shareholder letter","bullets":["Bank emerged from regulatory formal agreement in Jan 2023; now 'well capitalized' with Tier 1 capital 12.4%, Leverage 10.1%, Total RBC 13.4%.","Assets over $720M as of June 30, 2023, organic growth 28% since 2019; net interest margin YTD FY2024 at 3.14%.","Loan growth 8.7% 4-year CAGR, deposit growth 5.8% 4-year CAGR, net charge-offs only 0.09% annually.","Since 2019, raised over $40M in net capital and invested over $3M in technology upgrades.","Fintech partnerships expanded deposit footprint to 9 states; supported over 16,000 small business loans nationwide."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-23-114035","json":"https://secwatch.observer/filing/0001104659-23-114035.json","markdown":"https://secwatch.observer/filing/0001104659-23-114035.md","text":"https://secwatch.observer/filing/0001104659-23-114035.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1016178/000110465923114035/0001104659-23-114035-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1016178/000110465923114035/tm2329810d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-08T21:49:55.204853+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}