{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-23-130175","form_type":"8-K","ticker":"UCB","cik":"0000857855","company_name":"UNITED COMMUNITY BANKS INC","filed_at":"2023-12-29T23:59:59+00:00","discovered_at":"2026-05-14T18:03:32.170229+00:00","generated_at":"2026-06-07T06:11:36.667115+00:00","sec_items":["8.01","9.01"],"event_type":"other_material","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"United Community Banks expects $62M pre-tax Q4 charge from FDIC assessment and bond sale loss","bullets":["Pre-tax charge of ~$62M ($0.41 EPS) for Q4 2023, from FDIC special assessment ($10M) and securities loss ($52M).","Sold $316M of available-for-sale bonds, incurring pre-tax loss of ~$52M ($0.34 EPS).","FDIC special assessment estimated at $10M pre-tax ($0.07 EPS).","Charge will impact Q4 2023 earnings; further details in upcoming earnings release."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-23-130175","json":"https://secwatch.observer/filing/0001104659-23-130175.json","markdown":"https://secwatch.observer/filing/0001104659-23-130175.md","text":"https://secwatch.observer/filing/0001104659-23-130175.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/857855/000110465923130175/0001104659-23-130175-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/857855/000110465923130175/tm2333907d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-07T06:11:36.667115+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}