{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-24-005658","form_type":"8-K","ticker":"GSBC","cik":"0000854560","company_name":"GREAT SOUTHERN BANCORP, INC.","filed_at":"2024-01-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:27.061472+00:00","generated_at":"2026-06-06T20:22:57.244396+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Great Southern Q4 EPS $1.11 vs $1.84 YoY; NPAs rise $13.8M to $19.1M","bullets":["Net income $13.1M ($1.11 diluted EPS) vs $22.6M ($1.84) in Q4 2022; full-year EPS $5.61 vs $6.02.","Net interest margin fell 69bp YoY to 3.30%; net interest income down $9.5M to $45.1M.","Non-performing assets increased $13.8M to $19.1M, driven by an $8.6M office building loan.","Capital strong: Tier 1 Leverage 11.0%, TCE ratio 9.7%; uninsured deposits 15% of total.","Non-recurring expenses of ~$2.1M in Q4 related to core system conversion, FDIC insurance, and fraud."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-24-005658","json":"https://secwatch.observer/filing/0001104659-24-005658.json","markdown":"https://secwatch.observer/filing/0001104659-24-005658.md","text":"https://secwatch.observer/filing/0001104659-24-005658.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/854560/000110465924005658/0001104659-24-005658-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/854560/000110465924005658/tm243804d2_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T20:22:57.244396+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"060d967e1998cfa8ba3ceec45eaa4b57b7498f55","claim":"GREAT SOUTHERN BANCORP, INC. reported year ended December 31, 2023 results: net income $67.8 million net income, EPS $5.61 per diluted common share.","evidence_excerpt":"Preliminary earnings for the year ended December 31, 2023, were $5.61 per diluted common share ($67.8 million net income) compared to $6.02 per diluted common share ($75.9 million net income) for the year ended December 31, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/854560/000110465924005658/0001104659-24-005658-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"year ended December 31, 2023"},{"label":"Net income","value":"$67.8 million net income"},{"label":"EPS","value":"$5.61 per diluted common share"},{"label":"Result","value":"preliminary results"}],"fact_type":"earnings_release"},{"claim_id":"7de3aea9bf795db3b3082448878d8d23460cde7d","claim":"GREAT SOUTHERN BANCORP, INC. reported quarter and year ended December 31, 2023 results: net income $13.1 million net income, EPS $1.11 per diluted common share.","evidence_excerpt":"Great Southern Bancorp, Inc. (NASDAQ:GSBC), the holding company for Great Southern Bank, today reported that preliminary earnings for the three months ended December 31, 2023, were $1.11 per diluted common share ($13.1 million net income) compared to $1.84 per diluted common share ($22.6 million net income) for the three months ended December 31, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/854560/000110465924005658/0001104659-24-005658-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"quarter and year ended December 31, 2023"},{"label":"Net income","value":"$13.1 million net income"},{"label":"EPS","value":"$1.11 per diluted common share"},{"label":"Result","value":"preliminary results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}