{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-24-005875","form_type":"8-K","ticker":"QCRH","cik":"0000906465","company_name":"QCR HOLDINGS INC","filed_at":"2024-01-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:27.236286+00:00","generated_at":"2026-06-06T20:24:35.007679+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.78,"calibrated_materiality_score":0.78,"confidence":"high","headline":"QCRH reports record Q4 net income $32.9M; capital markets revenue surges to $37M","bullets":["Q4 net income $32.9M ($1.95 diluted EPS), up from $25.1M in Q3; record full-year net income $113.6M ($6.73 diluted EPS).","Record capital markets revenue of $37.0M in Q4; full-year total $92.1M, up 123% YoY.","NIM expanded 1bp to 2.90% (3.32% TEY); adjusted NIM TEY 3.29%, above guidance midpoint.","Loans grew 13% annualized in Q4; 2024 loan growth target 8-10% prior to planned securitizations.","Tangible book value per share rose $3.48 (35% annualized); TCE/TA improved to 8.75%."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-24-005875","json":"https://secwatch.observer/filing/0001104659-24-005875.json","markdown":"https://secwatch.observer/filing/0001104659-24-005875.md","text":"https://secwatch.observer/filing/0001104659-24-005875.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/906465/000110465924005875/0001104659-24-005875-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/906465/000110465924005875/tm243746d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T20:24:35.007679+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"0d1807625179205906f18a2521e1c5d6e017736e","claim":"QCR HOLDINGS INC reported the quarter and year ended December 31, 2023 results: net income $32.9 million for the Fourth Quarter and $113.6 million for the Full Year 2023, EPS $1.95 per diluted share for the fourth quarter and $6.73 per diluted share for the full year. Guidance raised.","evidence_excerpt":"On January 23, 2024, QCR Holdings, Inc. (the “Company”) issued a press release disclosing financial results for the quarter and year ended December 31, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/906465/000110465924005875/0001104659-24-005875-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter and year ended December 31, 2023"},{"label":"Net income","value":"$32.9 million for the Fourth Quarter and $113.6 million for the Full Year 2023"},{"label":"EPS","value":"$1.95 per diluted share for the fourth quarter and $6.73 per diluted share for the full year"},{"label":"Guidance","value":"raised"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}