secwatch.observer — SEC 8-K summary
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Issuer:     QCR HOLDINGS INC (QCRH)
CIK:        0000906465
Form:       8-K
Filed at:   2024-01-23T23:59:59+00:00
Accession:  0001104659-24-005875
Event type: earnings
Sentiment:  positive
Materiality: 0.78
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

QCRH reports record Q4 net income $32.9M; capital markets revenue surges to $37M
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- Q4 net income $32.9M ($1.95 diluted EPS), up from $25.1M in Q3; record full-year net income $113.6M ($6.73 diluted EPS).
- Record capital markets revenue of $37.0M in Q4; full-year total $92.1M, up 123% YoY.
- NIM expanded 1bp to 2.90% (3.32% TEY); adjusted NIM TEY 3.29%, above guidance midpoint.
- Loans grew 13% annualized in Q4; 2024 loan growth target 8-10% prior to planned securitizations.
- Tangible book value per share rose $3.48 (35% annualized); TCE/TA improved to 8.75%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/906465/000110465924005875/0001104659-24-005875-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/906465/000110465924005875/tm243746d1_8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-24-005875

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer