{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-24-011078","form_type":"8-K","ticker":"UBCP","cik":"0000731653","company_name":"UNITED BANCORP INC /OH/","filed_at":"2024-02-06T23:59:59+00:00","discovered_at":"2026-05-14T18:03:26.792327+00:00","generated_at":"2026-06-06T08:42:42.158370+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"UBCP Q4 2023 EPS $0.42, up 5% YoY; full-year EPS $1.57, up 4.7%","bullets":["Q4 net income $2.389M ($0.42 EPS) vs $2.306M ($0.40) in Q4 2022, increases of 3.6% and 5.0%.","FY2023 net income $8.950M ($1.57 EPS) vs $8.657M ($1.50) in 2022, up 3.4% and 4.7%.","Net interest income rose $1.447M (5.9%) for the year; net interest margin 3.65%, down 2 bps YoY but up 2 bps linked quarter.","Total loans $483.2M at Dec 31, up $22.4M (4.9%) from Q3 end; nonaccrual & past due 30+ days were $1.15M (0.24%).","Regular quarterly dividend increased to $0.17 (up 6.3% YoY); total 2023 dividends $0.8150/share including $0.15 special; yield 6.4%."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-24-011078","json":"https://secwatch.observer/filing/0001104659-24-011078.json","markdown":"https://secwatch.observer/filing/0001104659-24-011078.md","text":"https://secwatch.observer/filing/0001104659-24-011078.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/731653/000110465924011078/0001104659-24-011078-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/731653/000110465924011078/tm245365-1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T08:42:42.158370+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"47da174d607c3b0d4495debee7e484f9015bc74e","claim":"UNITED BANCORP INC /OH/ reported the three months ended December 31, 2023 results: net income $2,389,000, EPS $0.42.","evidence_excerpt":"United Bancorp, Inc. (NASDAQ: UBCP) reported diluted earnings per share of $0.42 for the three months ended December 31, 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/731653/000110465924011078/0001104659-24-011078-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended December 31, 2023"},{"label":"Net income","value":"$2,389,000"},{"label":"EPS","value":"$0.42"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"7aac0efd4238dbe16113745c41e2d34c1156665c","claim":"UNITED BANCORP INC /OH/ reported the year ended December 31, 2023 results: net income $8,950,000, EPS $1.57.","evidence_excerpt":"For the year ending December 31, 2023, UBCP reported diluted earnings per share of $1.57","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/731653/000110465924011078/0001104659-24-011078-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the year ended December 31, 2023"},{"label":"Net income","value":"$8,950,000"},{"label":"EPS","value":"$1.57"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}