---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-24-011641"
form_type: "8-K"
ticker: "STC"
cik: "0000094344"
company_name: "STEWART INFORMATION SERVICES CORP"
filed_at: "2024-02-07T23:59:59+00:00"
generated_at: "2026-06-06T07:36:25.900020+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Stewart Q4 2023 revenue down 11% to $582.2M; diluted EPS $0.32 vs $0.49 last year

## Summary
- Total revenues $582.2M vs $655.9M in Q4 2022; net income $8.8M ($0.32 EPS) vs $13.3M ($0.49 EPS).
- Adjusted net income $16.6M ($0.60 EPS) vs $22.9M ($0.84 EPS) in prior year quarter.
- Title segment operating revenues fell 14% YoY to $503M; investment income rose 89% to $13M.
- CEO Fred Eppinger cites higher interest rates and expects negative impact on real estate transaction volume through H1 2024.
- Full year 2023 net income $30.4M ($1.11 EPS) vs $162.3M ($5.94 EPS) in 2022.

## SEC filing metadata
- accession: 0001104659-24-011641
- form_type: 8-K
- ticker: STC
- cik: 0000094344
- company_name: STEWART INFORMATION SERVICES CORP
- filed_at: 2024-02-07T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/94344/000110465924011641/0001104659-24-011641-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/94344/000110465924011641/tm245528d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-24-011641
- JSON: https://secwatch.observer/filing/0001104659-24-011641.json
- Plain text: https://secwatch.observer/filing/0001104659-24-011641.txt

## Key facts
- Earnings Releases
  STEWART INFORMATION SERVICES CORP reported the three months ended December 31, 2023 results: revenue $582.2 million ($577.4 million on an adjusted basis), net income $8.8 million ($16.6 million on an adjusted basis), EPS $0.32 ($0.60 on an adjusted basis).
  - Period: the three months ended December 31, 2023
  - Revenue: $582.2 million ($577.4 million on an adjusted basis)
  - Net income: $8.8 million ($16.6 million on an adjusted basis)
  - EPS: $0.32 ($0.60 on an adjusted basis)
  - Result: reported results
  source text: Houston, Texas 77252-2029 www.stewart.com CONTACT Brian Glaze / David Hisey Investor Relations (713) 625-8761 Stewart Reports Fourth Quarter 2023 Results · Total revenues of $582.2 million ($577.4 million on an adjusted basis) compared to $655.9 million ($643.2 million on an adjusted basis) in the prior year quarter · Net income of $8.8 million ($16.6 million on an
  evidence_url: https://www.sec.gov/Archives/edgar/data/94344/000110465924011641/0001104659-24-011641-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.