---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-24-026057"
form_type: "8-K"
ticker: "FCFS"
cik: "0000840489"
company_name: "FirstCash Holdings, Inc."
filed_at: "2024-02-21T23:59:59+00:00"
generated_at: "2026-06-05T22:31:36.897613+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# FirstCash closes $500M 6.875% senior notes due 2032 offering

## Summary
- $500M principal amount of 6.875% senior notes due March 1, 2032.
- Interest payable semi-annually on March 1 and September 1, starting Sept 1, 2024.
- Notes are unsecured senior obligations of issuer FirstCash, Inc., guaranteed by parent and domestic subsidiaries.
- Issuer may redeem some or all notes on/after March 1, 2027 at specified prices; make-whole premium before that.
- Covenants limit additional debt, dividends, stock repurchases, asset sales, mergers, and affiliate transactions.

## SEC filing metadata
- accession: 0001104659-24-026057
- form_type: 8-K
- ticker: FCFS
- cik: 0000840489
- company_name: FirstCash Holdings, Inc.
- filed_at: 2024-02-21T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/840489/000110465924026057/0001104659-24-026057-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/840489/000110465924026057/tm246771d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-24-026057
- JSON: https://secwatch.observer/filing/0001104659-24-026057.json
- Plain text: https://secwatch.observer/filing/0001104659-24-026057.txt

## Key facts
- Debt Financings
  FirstCash Holdings, Inc. incurred senior notes of $500,000,000 at 6.875% maturing March 1, 2032.
  - Instrument: senior notes
  - Principal: $500,000,000
  - Rate: 6.875%
  - Maturity: March 1, 2032
  - Event: incurrence
  source text: closed its previously announced private offering of $500,000,000 of 6.875% senior notes due 2032
  evidence_url: https://www.sec.gov/Archives/edgar/data/840489/000110465924026057/0001104659-24-026057-index.htm
- Material Agreements
  FirstCash Holdings, Inc. entered into Indenture with BOKF, NA valued at $500,000,000 of 6.875% senior notes (effective 2024-02-21).
  - Action: entry
  - Agreement: notes offering
  - Counterparty: BOKF, NA
  - Value: $500,000,000 of 6.875% senior notes
  - Effective: 2024-02-21
  source text: On February 21, 2024, FirstCash Holdings, Inc. (the “Company”) closed its previously announced private offering of $500,000,000 of 6.875% senior notes due 2032 (the “Notes”) issued by the Company’s wholly-owned subsidiary, FirstCash, Inc. (the “Issuer”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/840489/000110465924026057/0001104659-24-026057-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.