{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-24-038503","form_type":"8-K","ticker":null,"cik":"0001711291","company_name":"CURO Group Holdings Corp.","filed_at":"2024-03-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:25.207018+00:00","generated_at":"2026-06-04T08:30:32.895031+00:00","sec_items":["1.01","1.03","2.04","7.01","9.01"],"event_type":"other_material","sentiment":"negative","materiality_score":0.95,"calibrated_materiality_score":0.95,"confidence":"high","headline":"CURO Group files Chapter 11, enters RSA; common stock to be canceled","bullets":["RSA signed with >74% of lenders and noteholders; plan cancels common stock for contingent value rights.","Chapter 11 filed March 25, 2024 in Southern District of Texas; Canadian CCAA proceedings to follow.","Debtor-in-possession financing up to $70M from consenting stakeholders; warehouse facilities amended to continue.","Debt defaults: ~$178M (Credit Agreement), ~$682M (1.5L Notes), ~$318M (2L Notes); payments stayed by bankruptcy."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-24-038503","json":"https://secwatch.observer/filing/0001104659-24-038503.json","markdown":"https://secwatch.observer/filing/0001104659-24-038503.md","text":"https://secwatch.observer/filing/0001104659-24-038503.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1711291/000110465924038503/0001104659-24-038503-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1711291/000110465924038503/tm249524d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-04T08:30:32.895031+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"4da8a02e26792e53d13022f61e19cea0ee93f2bd","claim":"CURO Group Holdings Corp. faced acceleration on senior notes of $318 million.","evidence_excerpt":"Approximately $318 million in outstanding aggregate principal amount of 2.0L Notes issued pursuant to the indenture governing the 2.0L Notes.","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1711291/000110465924038503/0001104659-24-038503-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"senior notes"},{"label":"Principal","value":"$318 million"},{"label":"Event","value":"acceleration"}],"fact_type":"debt_financing"},{"claim_id":"61f8b71411873f6991b98bf2b5d0b8db0b628a7b","claim":"CURO Group Holdings Corp. faced acceleration on senior notes of $682 million.","evidence_excerpt":"Approximately $682 million in outstanding aggregate principal amount of 1.5L Notes issued pursuant to the indenture governing the 1.5L Notes;","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1711291/000110465924038503/0001104659-24-038503-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"senior notes"},{"label":"Principal","value":"$682 million"},{"label":"Event","value":"acceleration"}],"fact_type":"debt_financing"},{"claim_id":"dd71b7a4d66f5af73b75c25faa029e73a6ff7ab2","claim":"CURO Group Holdings Corp. faced acceleration on credit facility of $178 million.","evidence_excerpt":"Approximately $178 million of outstanding borrowings under the Credit Agreement;","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1711291/000110465924038503/0001104659-24-038503-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"credit facility"},{"label":"Principal","value":"$178 million"},{"label":"Event","value":"acceleration"}],"fact_type":"debt_financing"},{"claim_id":"1d77df518718d12932f2911b8449a594bd53575b","claim":"CURO Group Holdings Corp. entered chapter 11 in United States Bankruptcy Court for the Southern District of Texas, Houston Division (petition 2024-03-25).","evidence_excerpt":"On March 25, 2024 (the “ Petition Date ”), the Company and certain of its domestic and Canadian affiliates (the “ Debtors ”) filed voluntary petitions for relief (the “ Chapter 11 Cases ”) under chapter 11 of title 11 of the United States Code (the “ Bankruptcy Code ”) in the United States Bankruptcy Court for the Southern District of Texas, Houston Division (the “ Bankruptcy Court ”) to pursue confirmation of the Plan.","evidence_source":"SEC 8-K Item 1.03","evidence_url":"https://www.sec.gov/Archives/edgar/data/1711291/000110465924038503/0001104659-24-038503-index.htm","confidence":0.99,"family_label":"Distress & Bankruptcy","details":[{"label":"Proceeding","value":"chapter 11"},{"label":"Court","value":"United States Bankruptcy Court for the Southern District of Texas, Houston Division"},{"label":"Petition","value":"2024-03-25"}],"fact_type":"distress_event"},{"claim_id":"a9429275dac99a6473432e4c2806ba0961be195f","claim":"CURO Group Holdings Corp. amended First Heritage Amendment with First Heritage Financing I, LLC (effective 2024-03-25).","evidence_excerpt":"On March 25, 2024, First Heritage Financing I, LLC, an indirect wholly owned bankruptcy-remote subsidiary of the Company, entered into an amendment (the \" First Heritage Amendment \") to its asset-backed warehouse facility (the \" First Heritage Warehouse \") with the Class A lenders and agents party thereto and Class B lenders and agents party thereto, First Heritage Credit, LLC, a wholly-owned subsidiary of the Company, as servicer, certain other wholly-owned subsidiaries of the Company, as originators and subservicers, and certain other parties thereto.","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1711291/000110465924038503/0001104659-24-038503-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"amendment"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"First Heritage Financing I, LLC"},{"label":"Effective","value":"2024-03-25"}],"fact_type":"material_agreement"},{"claim_id":"fcc48492ec1c2c9859a3bb37c27b8b469c714d31","claim":"CURO Group Holdings Corp. entered into Restructuring Support Agreement with Consenting Stakeholders (effective 2024-03-22).","evidence_excerpt":"On March 22, 2024, CURO Group Holdings Corp. (the \" Company \") and certain of its direct and indirect subsidiaries (together with the Company, the \" Company Parties \") entered into a Restructuring Support Agreement (together with all exhibits and schedules thereto, the \" RSA \") with (i) certain lenders under the First Lien Credit Agreement, dated as of May 15, 2023","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1711291/000110465924038503/0001104659-24-038503-index.htm","confidence":0.95,"family_label":"Material Agreements","details":[{"label":"Action","value":"entry"},{"label":"Agreement","value":"notes offering"},{"label":"Counterparty","value":"Consenting Stakeholders"},{"label":"Effective","value":"2024-03-22"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}