{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-24-048315","form_type":"8-K","ticker":"GSBC","cik":"0000854560","company_name":"GREAT SOUTHERN BANCORP, INC.","filed_at":"2024-04-17T23:59:59+00:00","discovered_at":"2026-05-14T18:03:22.148745+00:00","generated_at":"2026-06-03T21:58:59.851616+00:00","sec_items":["7.01"],"event_type":"other_material","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Great Southern Bancorp's non-performing loans surge 81% to $21.3M in Q1 2024","bullets":["Total gross loans essentially flat at $4.67B as of March 31, 2024, up $1.8M from December 31, 2023.","Non-performing loans rose to $21.3M from $11.7M, an increase of $9.5M or 81%.","Multi-family real estate loans grew 10.4% to $1.04B from $942.1M, reflecting new originations.","Commercial real estate office ($212.9M, avg loan $1.5M, 41% LTV) and retail ($306.7M, avg $1.7M, ~55% LTV) portfolios remain 100% pass-rated.","Construction & land development loans decreased slightly to $792.7M from $804.4M."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-24-048315","json":"https://secwatch.observer/filing/0001104659-24-048315.json","markdown":"https://secwatch.observer/filing/0001104659-24-048315.md","text":"https://secwatch.observer/filing/0001104659-24-048315.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/854560/000110465924048315/0001104659-24-048315-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/854560/000110465924048315/tm2411874d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T21:58:59.851616+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}