{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-24-048495","form_type":"8-K","ticker":"GSBC","cik":"0000854560","company_name":"GREAT SOUTHERN BANCORP, INC.","filed_at":"2024-04-18T23:59:59+00:00","discovered_at":"2026-05-14T18:03:22.149029+00:00","generated_at":"2026-06-03T21:21:34.949279+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Great Southern Q1 EPS falls to $1.13; NPA jumps $9.5M on a single credit","bullets":["Diluted EPS $1.13 vs $1.67 in Q1 2023; net income $13.4M down 34% YoY.","Net interest income $44.8M fell 15.7% YoY; net interest margin 3.32% vs 3.99%.","Non-performing assets increased $9.5M to $21.3M (0.37% of assets), mainly from one multi-family loan.","Tangible common equity ratio 9.6%; all capital ratios well above regulatory minimums.","Company repurchased ~112,000 shares at avg $51.44 and declared $0.40 dividend."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-24-048495","json":"https://secwatch.observer/filing/0001104659-24-048495.json","markdown":"https://secwatch.observer/filing/0001104659-24-048495.md","text":"https://secwatch.observer/filing/0001104659-24-048495.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/854560/000110465924048495/0001104659-24-048495-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/854560/000110465924048495/tm2412107d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T21:21:34.949279+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"7c42abc010d1b0f642aa571257ea692acfdf7d40","claim":"GREAT SOUTHERN BANCORP, INC. reported the three months ended March 31, 2024 results: net income $13.4 million net income, EPS $1.13 per diluted common share.","evidence_excerpt":"reported that preliminary earnings for the three months ended March 31, 2024, were $1.13 per diluted common share ($13.4 million net income)","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/854560/000110465924048495/0001104659-24-048495-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended March 31, 2024"},{"label":"Net income","value":"$13.4 million net income"},{"label":"EPS","value":"$1.13 per diluted common share"},{"label":"Result","value":"preliminary results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}