{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-24-051986","form_type":"8-K","ticker":"ABCB","cik":"0000351569","company_name":"Ameris Bancorp","filed_at":"2024-04-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:21.562345+00:00","generated_at":"2026-06-03T08:29:12.332815+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Ameris Bancorp Q1 2024 net income $74.3M ($1.08 EPS); adjusted EPS $1.10","bullets":["Net income $74.3M vs $60.4M in Q1 2023; adjusted net income $75.6M.","Net interest margin 3.51%, down from 3.76% a year ago; loan growth $331M (6.5% annualized).","Deposits grew $288.9M; noninterest-bearing deposits stable at 31.1% of total deposits.","Tangible book value per share $34.52, up $0.88 (10.5% annualized); TCE ratio 9.71%.","Provision for credit losses $21.1M; net charge-off ratio 25 bps; NPAs 0.71% of assets."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-24-051986","json":"https://secwatch.observer/filing/0001104659-24-051986.json","markdown":"https://secwatch.observer/filing/0001104659-24-051986.md","text":"https://secwatch.observer/filing/0001104659-24-051986.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/351569/000110465924051986/0001104659-24-051986-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/351569/000110465924051986/tm2412737d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T08:29:12.332815+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"a9484e21fabe232098c34299ea4e04e075f2de4c","claim":"Ameris Bancorp reported the quarter ended March 31, 2024 results: net income $74.3 million, EPS $1.08 per diluted share.","evidence_excerpt":"Ameris Bancorp (Nasdaq: ABCB) (the “Company”) today reported net income of $74.3 million, or $1.08 per diluted share, for the quarter ended March 31, 2024","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/351569/000110465924051986/0001104659-24-051986-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2024"},{"label":"Net income","value":"$74.3 million"},{"label":"EPS","value":"$1.08 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}