{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-24-059396","form_type":"8-K","ticker":"UBCP","cik":"0000731653","company_name":"UNITED BANCORP INC /OH/","filed_at":"2024-05-09T23:59:59+00:00","discovered_at":"2026-05-14T18:03:21.864851+00:00","generated_at":"2026-06-02T07:36:26.627387+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"United Bancorp Q1 EPS $0.35, up 6.1% YoY; net interest margin compresses 29 bps to 3.46%","bullets":["Diluted EPS $0.35 vs $0.33 prior year; net income $1.99M vs $1.89M, up 5.6%.","Net interest income fell 4.8% to $6.1M; margin compressed 29 bps to 3.46% as deposit costs rose.","Loans grew 3.6% to $480.3M; total assets $834.0M; book value $10.62 (+5.6%).","Securities rebalancing: sold $25M lower-yielding securities, reinvested at +1.23% yield; $194k loss.","Total dividend $0.3225/share (regular $0.1725 + special $0.15), forward yield 5.81%."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-24-059396","json":"https://secwatch.observer/filing/0001104659-24-059396.json","markdown":"https://secwatch.observer/filing/0001104659-24-059396.md","text":"https://secwatch.observer/filing/0001104659-24-059396.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/731653/000110465924059396/0001104659-24-059396-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/731653/000110465924059396/tm2414036d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-02T07:36:26.627387+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"fa7f15400118d45bcc8e6a61b029e61774f50113","claim":"UNITED BANCORP INC /OH/ reported three months ended March 31, 2024 results: net income $1,993,000, EPS $0.35.","evidence_excerpt":"United Bancorp, Inc. (NASDAQ: UBCP) reported diluted earnings per share of $0.35 and net income of $1,993,000 for the three months ended March 31, 2024.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/731653/000110465924059396/0001104659-24-059396-index.htm","confidence":0.99,"family_label":"Earnings Releases","details":[{"label":"Period","value":"three months ended March 31, 2024"},{"label":"Net income","value":"$1,993,000"},{"label":"EPS","value":"$0.35"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}