{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-24-075004","form_type":"8-K","ticker":"ESNT","cik":"0001448893","company_name":"Essent Group Ltd.","filed_at":"2024-06-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:18.466288+00:00","generated_at":"2026-06-01T01:26:12.971265+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Essent Group enters $500M unsecured revolving credit facility, replacing $400M secured facility","bullets":["Five-year unsecured revolving credit facility of $500 million, replacing $400M secured facility.","Also provides up to $250 million in uncommitted incremental revolving credit at company's option.","Closing conditioned on an underwritten public offering of senior notes and repayment of existing term loans.","Covenants include max debt-to-capitalization ratio of 30%, compliance with PMIERs, minimum net worth.","Borrowings used for working capital and general corporate purposes; interest at floating rate plus margin."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-24-075004","json":"https://secwatch.observer/filing/0001104659-24-075004.json","markdown":"https://secwatch.observer/filing/0001104659-24-075004.md","text":"https://secwatch.observer/filing/0001104659-24-075004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1448893/000110465924075004/0001104659-24-075004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1448893/000110465924075004/tm2418166d2_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-01T01:26:12.971265+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}