{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-24-079431","form_type":"8-K","ticker":"C","cik":"0000831001","company_name":"CITIGROUP INC","filed_at":"2024-07-12T23:59:59+00:00","discovered_at":"2026-05-14T18:03:16.005252+00:00","generated_at":"2026-05-31T21:36:51.765152+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Citigroup Q2 net income $3.2B ($1.52 EPS), revenue $20.1B up 4%; dividend raised 6%","bullets":["Net income $3.2B vs $2.9B YoY; diluted EPS $1.52 vs $1.33; revenue $20.1B (+4% reported, +3% ex-divestitures).","Operating expenses down 2% to $13.4B; cost of credit up 36% to $2.5B on higher card net credit losses.","CET1 ratio 13.6% (up 10 bps QoQ); dividend increased 6%; returned ~$1.0B in common dividends.","Banking revenue +38%, Equities +37% (derivatives), Services net income +21% to $1.47B.","Included ~$400M Visa B exchange gain; FRB/OCC civil money penalties in expenses."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-24-079431","json":"https://secwatch.observer/filing/0001104659-24-079431.json","markdown":"https://secwatch.observer/filing/0001104659-24-079431.md","text":"https://secwatch.observer/filing/0001104659-24-079431.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/831001/000110465924079431/0001104659-24-079431-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/831001/000110465924079431/c-20240712x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T21:36:51.765152+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}