---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-24-080209"
form_type: "8-K"
ticker: "GSBC"
cik: "0000854560"
company_name: "GREAT SOUTHERN BANCORP, INC."
filed_at: "2024-07-16T23:59:59+00:00"
generated_at: "2026-05-31T20:37:37.334018+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.4
calibrated_materiality_score: 0.4
confidence: "high"
source: SEC EDGAR
---

# Great Southern Bancorp provides loan portfolio update; non-performing loans down to $10.98M

## Summary
- Gross loans rose to $4.718B at June 30, 2024, from $4.669B at March 31, 2024.
- Non-performing loans dropped sharply to $10.98M from $21.27M, a 48% decrease.
- Commercial real estate was $1.512B (32% of loans); all retail and office loans pass-rated.
- Multi-family real estate grew to $1.251B from $1.040B; average LTV within 51-75%.
- Construction and land development declined to $642.6M from $792.7M, driven by apartment projects.

## SEC filing metadata
- accession: 0001104659-24-080209
- form_type: 8-K
- ticker: GSBC
- cik: 0000854560
- company_name: GREAT SOUTHERN BANCORP, INC.
- filed_at: 2024-07-16T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.4
- calibrated_materiality_score: 0.4
- confidence: high
- sec_items: 7.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/854560/000110465924080209/0001104659-24-080209-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/854560/000110465924080209/tm2419499d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-24-080209
- JSON: https://secwatch.observer/filing/0001104659-24-080209.json
- Plain text: https://secwatch.observer/filing/0001104659-24-080209.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.