---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-24-080275"
form_type: "8-K"
ticker: "GSBC"
cik: "0000854560"
company_name: "GREAT SOUTHERN BANCORP, INC."
filed_at: "2024-07-17T23:59:59+00:00"
generated_at: "2026-05-31T20:21:55.410181+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Great Southern Bancorp Reports Preliminary Second Quarter 2024 EPS of $1.45

## Summary
- Preliminary Q2 2024 net income of $17.0 million, or $1.45 per diluted share, down from $18.3 million, or $1.52, in Q2 2023.
- Net interest income decreased $1.3 million to $46.8 million; net interest margin of 3.43% compared to 3.56% a year ago.
- Non-performing assets increased to $20.4 million (0.34% of total assets) from $11.8 million at year end 2023, mainly due to a $9.3 million student housing loan.
- Capital ratios remain strong: Tier 1 Leverage 11.0%, Common Equity Tier 1 12.0%, Total Capital 15.2%, with tangible capital ratio of 9.4%.
- Significant items included $2.7 million income from termination of core banking platform conversion and $902,000 in conversion related costs.

## SEC filing metadata
- accession: 0001104659-24-080275
- form_type: 8-K
- ticker: GSBC
- cik: 0000854560
- company_name: GREAT SOUTHERN BANCORP, INC.
- filed_at: 2024-07-17T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/854560/000110465924080275/0001104659-24-080275-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/854560/000110465924080275/tm2418488d2_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-24-080275
- JSON: https://secwatch.observer/filing/0001104659-24-080275.json
- Plain text: https://secwatch.observer/filing/0001104659-24-080275.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.