{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-24-081732","form_type":"8-K","ticker":"CBU","cik":"0000723188","company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","filed_at":"2024-07-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:15.706669+00:00","generated_at":"2026-05-31T18:18:29.313535+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Community Financial System Q2 net income $47.9M ($0.91 EPS); total revenues record $183.8M","bullets":["Net income $47.9M ($0.91 diluted EPS) up $0.02 YoY; operating EPS $0.95, down $0.01 YoY.","Total revenues $183.8M (record) +4.9% YoY; net interest income $109.4M +0.1% YoY.","Financial services revenues $54.1M (record) +12.1% YoY from benefit, insurance & wealth.","Loans $10.02B +1.4% QoQ (12th consecutive quarter growth); deposits $13.14B -1.6% QoQ.","Annualized net charge-offs 0.05%; Tier 1 leverage 9.07% well above 5% well-capitalized standard."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-24-081732","json":"https://secwatch.observer/filing/0001104659-24-081732.json","markdown":"https://secwatch.observer/filing/0001104659-24-081732.md","text":"https://secwatch.observer/filing/0001104659-24-081732.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/723188/000110465924081732/0001104659-24-081732-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/723188/000110465924081732/tm2419946d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T18:18:29.313535+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}