{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-24-082131","form_type":"8-K","ticker":"NECB","cik":"0001847398","company_name":"NorthEast Community Bancorp, Inc./MD/","filed_at":"2024-07-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:14.885354+00:00","generated_at":"2026-05-31T17:07:16.708122+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Northeast Community Bancorp Q2 net income $12.8M, EPS $0.97; net interest income +9.2%","bullets":["Q2 net income $12.8M ($0.97 diluted EPS) vs $11.1M ($0.75) in Q2 2023; H1 net income $24.2M ($1.83 diluted) vs $22.3M ($1.56).","Net interest income $26.2M, up 9.2%; net interest margin 5.79%, down 81 bps YoY due to rising deposit costs.","Loans net of allowance grew $121.5M to $1.7B; deposits increased $163.8M to $1.6B; total assets $1.9B, up 9.4%.","ROAA 2.70%, ROAE 17.28%, efficiency ratio 35.24% for Q2; non-performing assets low at 0.30% of total assets.","Bank well-capitalized: tier 1 leverage 14.37%, total risk-based capital 13.66%; second stock repurchase program ongoing."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-24-082131","json":"https://secwatch.observer/filing/0001104659-24-082131.json","markdown":"https://secwatch.observer/filing/0001104659-24-082131.md","text":"https://secwatch.observer/filing/0001104659-24-082131.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1847398/000110465924082131/0001104659-24-082131-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1847398/000110465924082131/tm2420021d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T17:07:16.708122+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}