{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-24-082136","form_type":"8-K","ticker":"UCB","cik":"0000857855","company_name":"UNITED COMMUNITY BANKS INC","filed_at":"2024-07-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:16.057198+00:00","generated_at":"2026-05-31T17:42:16.222820+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"United Community Q2 net income $66.6M; operating EPS $0.58; NIM widens 17bps to 3.37%","bullets":["Net income $66.6M, diluted EPS $0.54 GAAP (+2% YoY); operating EPS $0.58 (+5% YoY).","Net interest margin expanded 17bps to 3.37%; net interest revenue $208.7M, up 4% YoY.","Loans decreased $164M QoQ to $18.21B; customer deposits down $339M to $22.98B.","Agreed to sell FinTrust Capital Advisors; expects Q3 close; recorded $5.1M goodwill impairment.","Tangible book value $19.13, up from $18.71 Q1; dividend unchanged at $0.23/share."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-24-082136","json":"https://secwatch.observer/filing/0001104659-24-082136.json","markdown":"https://secwatch.observer/filing/0001104659-24-082136.md","text":"https://secwatch.observer/filing/0001104659-24-082136.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/857855/000110465924082136/0001104659-24-082136-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/857855/000110465924082136/tm2420023d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T17:42:16.222820+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}