secwatch.observer — SEC 8-K summary
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Issuer:     QCR HOLDINGS INC (QCRH)
CIK:        0000906465
Form:       8-K
Filed at:   2024-07-24T23:59:59+00:00
Accession:  0001104659-24-082329
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

QCRH Q2 net income $29.1M ($1.72 EPS); adjusted EPS $1.73, NIM expands
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- Net income $29.1M, diluted EPS $1.72 vs $1.58 in Q1; adjusted EPS $1.73.
- Net interest income $56.2M, up $1.5M (3%) QoQ; adjusted NIM TEY expanded 2 bps to 3.26%.
- Noninterest income $30.9M, up $4.0M (15%) from Q1; capital markets revenue $17.8M.
- Loans grew $206.1M to $6.9B; total deposits $6.8B, down modestly $42.1M.
- Asset quality remains strong: NPAs 0.39%, criticized loans down $17.1M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/906465/000110465924082329/0001104659-24-082329-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/906465/000110465924082329/tm2419965d1_8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-24-082329

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer