{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-24-082656","form_type":"8-K","ticker":"ABCB","cik":"0000351569","company_name":"Ameris Bancorp","filed_at":"2024-07-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:15.504147+00:00","generated_at":"2026-05-31T16:25:53.336831+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Ameris Bancorp Q2 net income $90.8M ($1.32 EPS); NIM expands to 3.58% from 3.51%","bullets":["Net income $90.8M, $1.32 diluted EPS; adjusted net income $80.8M, $1.17 adjusted EPS.","Net interest margin 3.58%, up 7 bps QoQ; net interest income (TE) $212.9M, +5.2% QoQ.","Organic loan growth $392.3M (7.7% annualized); total deposits up $446.8M (8.6% annualized).","Tangible book value per share $35.79, +$2.15 YTD; TCE ratio 9.72% vs 8.80% year ago.","Annualized net charge-offs improved to 0.18% from 0.25% prior quarter; provision $18.8M."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-24-082656","json":"https://secwatch.observer/filing/0001104659-24-082656.json","markdown":"https://secwatch.observer/filing/0001104659-24-082656.md","text":"https://secwatch.observer/filing/0001104659-24-082656.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/351569/000110465924082656/0001104659-24-082656-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/351569/000110465924082656/tm2420215d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T16:25:53.336831+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}