{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-24-097366","form_type":"8-K","ticker":"QCRH","cik":"0000906465","company_name":"QCR HOLDINGS INC","filed_at":"2024-09-05T23:59:59+00:00","discovered_at":"2026-05-14T18:03:16.252787+00:00","generated_at":"2026-05-31T06:21:55.102520+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"QCR Holdings discontinues new loans/leases via m2 Equipment Finance; $2.1M restructuring charge","bullets":["m2's $360M portfolio will be serviced by reduced staff; majority expected to amortize over 3 years.","One-time restructuring expense of ~$2.1M and goodwill write-down of ~$0.4M in Q3 2024.","CEO expects move to improve profitability, liquidity, and reduce credit losses; charge to be earned back in 2 quarters.","Company to focus on business units with greater deposit-gathering potential and higher risk-adjusted returns."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-24-097366","json":"https://secwatch.observer/filing/0001104659-24-097366.json","markdown":"https://secwatch.observer/filing/0001104659-24-097366.md","text":"https://secwatch.observer/filing/0001104659-24-097366.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/906465/000110465924097366/0001104659-24-097366-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/906465/000110465924097366/tm2423194d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T06:21:55.102520+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}