---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-24-103457"
form_type: "8-K"
ticker: "FTHM"
cik: "0001753162"
company_name: "Fathom Holdings Inc."
filed_at: "2024-09-27T23:59:59+00:00"
generated_at: "2026-05-31T01:13:02.901315+00:00"
event_type: "debt"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Fathom Holdings raises $5M via senior secured convertible notes for agent growth

## Summary
- Issued $5M aggregate principal to two accredited investors, including chairman Scott Flanders.
- Notes mature Oct 1, 2026; interest = SOFR + 4%, minimum 8%, paid quarterly in cash.
- Conversion price $4.25/share, ~85% premium over Sept 26 closing price.
- Proceeds to accelerate agent and transaction growth; no placement agent fees paid.

## SEC filing metadata
- accession: 0001104659-24-103457
- form_type: 8-K
- ticker: FTHM
- cik: 0001753162
- company_name: Fathom Holdings Inc.
- filed_at: 2024-09-27T23:59:59+00:00
- event_type: debt
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 1.01, 2.03, 3.02, 3.03, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1753162/000110465924103457/0001104659-24-103457-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1753162/000110465924103457/tm2425063d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-24-103457
- JSON: https://secwatch.observer/filing/0001104659-24-103457.json
- Plain text: https://secwatch.observer/filing/0001104659-24-103457.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.